{
  "schema": "brmste-banking-networth-valuation/v1",
  "id": "brmste-realtime-cash-networth",
  "name": "BRMSTE Real-Time Cash Net Worth Valuation for Banking",
  "description": "Live cash, invested capital, unrealized PnL, and equity net worth from eToro PnL snapshots — banking-grade valuation surface on the Cloudflare edge.",
  "operator": "BRMSTE LTD · GB2607860",
  "currency": "USD",
  "valuation": {
    "source": "etoro_pnl",
    "endpoint": "/trading/info/{environment}/pnl",
    "formula": "equity = availableCash + totalInvested + unrealizedPnL",
    "docs": "https://api-portal.etoro.com/guides/calculate-equity"
  },
  "realtime": {
    "liveOnly": true,
    "pollIntervalSeconds": 15,
    "pnlRateLimitPerMinute": 60,
    "pnlCacheSeconds": 10,
    "surface": "https://brmste.com/banking",
    "api": "https://brmste.com/api/banking/networth"
  },
  "rails": {
    "trading": {
      "provider": "etoro",
      "environment": "real"
    },
    "settlement": {
      "asset": "USDC",
      "rail": "coinbase",
      "manifest": "https://github.com/BRMSTE-SB/.github/blob/main/data/brmste-meta.json"
    },
    "fiat": {
      "provider": "hsbc",
      "rail": "hsbc-uk",
      "currency": "GBP",
      "manifest": "https://github.com/BRMSTE-SB/.github/blob/main/data/banking/rails/hsbc.json",
      "policy": "https://github.com/BRMSTE-SB/.github/blob/main/BANKING-HSBC.md",
      "p2p": {
        "id": "hsbc-brmste-p2p",
        "manifest": "https://github.com/BRMSTE-SB/.github/blob/main/data/banking/rails/hsbc-brmste-p2p.json",
        "policy": "https://github.com/BRMSTE-SB/.github/blob/main/BANKING-HSBC-P2P.md"
      }
    }
  },
  "scripts": {
    "valuation": "https://github.com/BRMSTE-SB/.github/blob/main/scripts/etoro-networth-valuation.sh",
    "verify": "https://github.com/BRMSTE-SB/.github/blob/main/scripts/verify-banking-manifest.sh",
    "live_verify": "https://github.com/BRMSTE-SB/.github/blob/main/scripts/verify-banking-live.sh",
    "set_worker_secrets": "https://github.com/BRMSTE-SB/.github/blob/main/scripts/set-banking-worker-secrets.sh",
    "library": "https://github.com/BRMSTE-SB/.github/blob/main/scripts/lib/etoro-networth.py"
  },
  "ci_fixture": "https://github.com/BRMSTE-SB/.github/blob/main/data/banking/fixtures/sample-pnl-snapshot.json"
}